Call reports 2014
NEKOMA STATE BANK, THE — 2014
What NEKOMA STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 42,734,000 | 42,743,000 | 44,208,000 | 44,099,000 |
| Total loans | 12,424,000 | 13,130,000 | 13,230,000 | 12,545,000 |
| Allowance for loan losses | 404,000 | 400,000 | 404,000 | 405,000 |
| Securities available for sale | 27,203,000 | 26,470,000 | 26,044,000 | 26,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,381,000 | 37,467,000 | 39,652,000 | 39,462,000 |
| Interest-bearing deposits | 26,865,000 | 26,394,000 | 27,607,000 | 27,861,000 |
| Noninterest-bearing deposits | 11,516,000 | 11,073,000 | 12,045,000 | 11,601,000 |
| Equity capital | 3,388,000 | 3,554,000 | 3,597,000 | 3,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 599,000 | 902,000 | 1,208,000 |
| Interest expense | 16,000 | 31,000 | 46,000 | 61,000 |
| Net interest income | 276,000 | 568,000 | 856,000 | 1,147,000 |
| Noninterest income | 28,000 | 56,000 | 85,000 | 122,000 |
| Noninterest expense | 274,000 | 529,000 | 811,000 | 1,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 98,000 | 133,000 | 223,000 |
| Income tax | -42,000 | -36,000 | -37,000 | -26,000 |
| Net income | 72,000 | 134,000 | 170,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,474,000 | 3,538,000 | 3,573,000 | 3,652,000 |
| Total capital | 3,682,000 | 3,761,000 | 3,807,000 | 3,891,000 |
| Risk-weighted assets | 16,469,000 | 17,672,000 | 18,558,000 | 18,982,000 |