Call reports 2013
NEKOMA STATE BANK, THE — 2013
What NEKOMA STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,372,000 | 41,942,000 | 39,405,000 | 40,623,000 |
| Total loans | 10,898,000 | 11,620,000 | 11,327,000 | 12,725,000 |
| Allowance for loan losses | 360,000 | 364,000 | 398,000 | 401,000 |
| Securities available for sale | 28,185,000 | 27,938,000 | 25,110,000 | 25,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,385,000 | 35,754,000 | 34,366,000 | 34,900,000 |
| Interest-bearing deposits | 24,455,000 | 23,759,000 | 22,951,000 | 24,069,000 |
| Noninterest-bearing deposits | 12,930,000 | 11,995,000 | 11,415,000 | 10,831,000 |
| Equity capital | 3,679,000 | 3,256,000 | 3,251,000 | 3,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 540,000 | 798,000 | 1,090,000 |
| Interest expense | 22,000 | 42,000 | 62,000 | 79,000 |
| Net interest income | 244,000 | 498,000 | 736,000 | 1,011,000 |
| Noninterest income | 28,000 | 57,000 | 91,000 | 126,000 |
| Noninterest expense | 249,000 | 516,000 | 799,000 | 1,059,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 64,000 | 76,000 | 126,000 |
| Income tax | 0 | 4,000 | -14,000 | -12,000 |
| Net income | 37,000 | 60,000 | 90,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,326,000 | 3,350,000 | 3,381,000 | 3,428,000 |
| Total capital | 3,514,000 | 3,540,000 | 3,565,000 | 3,630,000 |
| Risk-weighted assets | 14,859,000 | 15,036,000 | 14,528,000 | 15,997,000 |