Call reports 2012
NEKOMA STATE BANK, THE — 2012
What NEKOMA STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,322,000 | 39,253,000 | 41,644,000 | 40,765,000 |
| Total loans | 11,726,000 | 11,650,000 | 12,201,000 | 12,159,000 |
| Allowance for loan losses | 348,000 | 352,000 | 355,000 | 358,000 |
| Securities available for sale | 24,317,000 | 23,885,000 | 23,971,000 | 25,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,012,000 | 34,375,000 | 36,794,000 | 35,929,000 |
| Interest-bearing deposits | 22,963,000 | 22,532,000 | 22,551,000 | 22,927,000 |
| Noninterest-bearing deposits | 12,048,000 | 11,844,000 | 14,242,000 | 13,002,000 |
| Equity capital | 3,610,000 | 3,639,000 | 3,733,000 | 3,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 619,000 | 920,000 | 1,213,000 |
| Interest expense | 26,000 | 48,000 | 72,000 | 95,000 |
| Net interest income | 286,000 | 571,000 | 848,000 | 1,118,000 |
| Noninterest income | 26,000 | 55,000 | 77,000 | 106,000 |
| Noninterest expense | 261,000 | 528,000 | 794,000 | 1,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 116,000 | 202,000 | 218,000 |
| Income tax | -27,000 | -21,000 | -20,000 | -13,000 |
| Net income | 96,000 | 137,000 | 222,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,185,000 | 3,195,000 | 3,280,000 | 3,290,000 |
| Total capital | 3,380,000 | 3,390,000 | 3,487,000 | 3,491,000 |
| Risk-weighted assets | 15,486,000 | 15,444,000 | 16,410,000 | 15,958,000 |