Call reports 2010
NEKOMA STATE BANK, THE — 2010
What NEKOMA STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,534,000 | 32,588,000 | 32,748,000 | 34,189,000 |
| Total loans | 11,375,000 | 12,638,000 | 12,645,000 | 13,118,000 |
| Allowance for loan losses | 212,000 | 215,000 | 219,000 | 222,000 |
| Securities available for sale | 18,359,000 | 18,530,000 | 18,189,000 | 17,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,218,000 | 29,015,000 | 29,044,000 | 30,795,000 |
| Interest-bearing deposits | 22,581,000 | 22,652,000 | 22,147,000 | 21,392,000 |
| Noninterest-bearing deposits | 6,638,000 | 6,363,000 | 6,898,000 | 9,403,000 |
| Equity capital | 2,985,000 | 3,114,000 | 3,276,000 | 3,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 683,000 | 1,041,000 | 1,388,000 |
| Interest expense | 51,000 | 96,000 | 137,000 | 174,000 |
| Net interest income | 280,000 | 587,000 | 904,000 | 1,214,000 |
| Noninterest income | 21,000 | 52,000 | 68,000 | 91,000 |
| Noninterest expense | 247,000 | 514,000 | 786,000 | 1,079,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 125,000 | 186,000 | 226,000 |
| Income tax | -5,000 | 7,000 | 13,000 | 17,000 |
| Net income | 59,000 | 118,000 | 173,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,746,000 | 2,805,000 | 2,860,000 | 2,894,000 |
| Total capital | 2,958,000 | 3,017,000 | 3,076,000 | 3,116,000 |
| Risk-weighted assets | 17,208,000 | 16,925,000 | 17,243,000 | 17,879,000 |