Call reports 2009
NEKOMA STATE BANK, THE — 2009
What NEKOMA STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,292,000 | 29,235,000 | 30,012,000 | 30,556,000 |
| Total loans | 10,560,000 | 10,933,000 | 11,380,000 | 11,939,000 |
| Allowance for loan losses | 196,000 | 199,000 | 204,000 | 206,000 |
| Securities available for sale | 17,253,000 | 16,036,000 | 17,214,000 | 17,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,175,000 | 26,152,000 | 26,611,000 | 26,703,000 |
| Interest-bearing deposits | 20,136,000 | 19,872,000 | 20,737,000 | 20,851,000 |
| Noninterest-bearing deposits | 7,039,000 | 6,280,000 | 5,874,000 | 5,852,000 |
| Equity capital | 2,752,000 | 2,741,000 | 2,970,000 | 2,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 746,000 | 1,109,000 | 1,464,000 |
| Interest expense | 66,000 | 129,000 | 189,000 | 244,000 |
| Net interest income | 318,000 | 617,000 | 920,000 | 1,220,000 |
| Noninterest income | 19,000 | 38,000 | 56,000 | 79,000 |
| Noninterest expense | 232,000 | 491,000 | 732,000 | 1,016,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 164,000 | 260,000 | 299,000 |
| Income tax | 37,000 | 49,000 | 69,000 | 70,000 |
| Net income | 68,000 | 115,000 | 191,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,527,000 | 2,574,000 | 2,650,000 | 2,687,000 |
| Total capital | 2,713,000 | 2,763,000 | 2,854,000 | 2,893,000 |
| Risk-weighted assets | 14,894,000 | 15,133,000 | 16,468,000 | 16,891,000 |