Call reports 2008
NEKOMA STATE BANK, THE — 2008
What NEKOMA STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 26,857,000 | 27,674,000 | 26,458,000 | 29,005,000 |
| Total loans | 9,204,000 | 10,304,000 | 10,310,000 | 11,272,000 |
| Allowance for loan losses | 294,000 | 281,000 | 159,000 | 180,000 |
| Securities available for sale | 15,732,000 | 14,696,000 | 14,329,000 | 15,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,033,000 | 25,156,000 | 23,769,000 | 25,351,000 |
| Interest-bearing deposits | 16,980,000 | 17,605,000 | 17,675,000 | 18,736,000 |
| Noninterest-bearing deposits | 7,053,000 | 7,551,000 | 6,094,000 | 6,615,000 |
| Equity capital | 2,498,000 | 2,314,000 | 2,377,000 | 2,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 737,000 | 1,107,000 | 1,477,000 |
| Interest expense | 104,000 | 202,000 | 288,000 | 363,000 |
| Net interest income | 263,000 | 535,000 | 819,000 | 1,114,000 |
| Noninterest income | 24,000 | 47,000 | 68,000 | 88,000 |
| Noninterest expense | 239,000 | 458,000 | 706,000 | 972,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 124,000 | 181,000 | 230,000 |
| Income tax | 20,000 | 48,000 | 61,000 | 71,000 |
| Net income | 28,000 | 76,000 | 120,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,328,000 | 2,376,000 | 2,420,000 | 2,459,000 |
| Total capital | 2,486,000 | 2,550,000 | 2,579,000 | 2,639,000 |
| Risk-weighted assets | 12,499,000 | 13,834,000 | 13,977,000 | 15,201,000 |