Call reports 2007
NEKOMA STATE BANK, THE — 2007
What NEKOMA STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,562,000 | 23,893,000 | 25,570,000 | 25,244,000 |
| Total loans | 7,866,000 | 8,406,000 | 9,029,000 | 10,024,000 |
| Allowance for loan losses | 243,000 | 247,000 | 268,000 | 286,000 |
| Securities available for sale | 13,944,000 | 13,241,000 | 15,026,000 | 13,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,269,000 | 21,630,000 | 21,148,000 | 21,601,000 |
| Interest-bearing deposits | 16,100,000 | 16,270,000 | 16,033,000 | 15,808,000 |
| Noninterest-bearing deposits | 5,169,000 | 5,360,000 | 5,115,000 | 5,793,000 |
| Equity capital | 2,119,000 | 2,096,000 | 2,195,000 | 2,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 621,000 | 967,000 | 1,335,000 |
| Interest expense | 103,000 | 212,000 | 321,000 | 445,000 |
| Net interest income | 205,000 | 409,000 | 646,000 | 890,000 |
| Noninterest income | 26,000 | 64,000 | 80,000 | 103,000 |
| Noninterest expense | 226,000 | 435,000 | 660,000 | 869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 38,000 | 41,000 | 99,000 |
| Income tax | 0 | 6,000 | 7,000 | 17,000 |
| Net income | 5,000 | 32,000 | 34,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,226,000 | 2,253,000 | 2,252,000 | 2,300,000 |
| Total capital | 2,358,000 | 2,391,000 | 2,402,000 | 2,459,000 |
| Risk-weighted assets | 10,428,000 | 10,931,000 | 11,856,000 | 12,576,000 |