Call reports 2006
NEKOMA STATE BANK, THE — 2006
What NEKOMA STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,650,000 | 22,890,000 | 25,614,000 | 24,451,000 |
| Total loans | 6,980,000 | 7,604,000 | 7,681,000 | 7,634,000 |
| Allowance for loan losses | 181,000 | 203,000 | 216,000 | 237,000 |
| Securities available for sale | 14,710,000 | 13,771,000 | 15,108,000 | 15,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,365,000 | 20,083,000 | 23,199,000 | 21,480,000 |
| Interest-bearing deposits | 17,577,000 | 15,813,000 | 18,541,000 | 16,061,000 |
| Noninterest-bearing deposits | 4,788,000 | 4,270,000 | 4,658,000 | 5,419,000 |
| Equity capital | 2,194,000 | 2,077,000 | 2,187,000 | 2,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 566,000 | 873,000 | 1,200,000 |
| Interest expense | 69,000 | 148,000 | 248,000 | 353,000 |
| Net interest income | 212,000 | 418,000 | 625,000 | 847,000 |
| Noninterest income | 24,000 | 46,000 | 76,000 | 105,000 |
| Noninterest expense | 219,000 | 418,000 | 645,000 | 855,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 40,000 | 50,000 | 91,000 |
| Income tax | -20,000 | -12,000 | -12,000 | -7,000 |
| Net income | 37,000 | 52,000 | 62,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,424,000 | 2,374,000 | 2,355,000 | 2,391,000 |
| Total capital | 2,552,000 | 2,513,000 | 2,489,000 | 2,520,000 |
| Risk-weighted assets | 10,161,000 | 11,023,000 | 10,665,000 | 10,216,000 |