Call reports 2005
NEKOMA STATE BANK, THE — 2005
What NEKOMA STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,293,000 | 23,124,000 | 23,207,000 | 24,377,000 |
| Total loans | 7,043,000 | 7,168,000 | 7,404,000 | 7,502,000 |
| Allowance for loan losses | 137,000 | 146,000 | 152,000 | 190,000 |
| Securities available for sale | 13,703,000 | 13,591,000 | 13,706,000 | 15,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,077,000 | 20,751,000 | 20,914,000 | 21,282,000 |
| Interest-bearing deposits | 17,448,000 | 16,138,000 | 16,389,000 | 16,005,000 |
| Noninterest-bearing deposits | 4,629,000 | 4,613,000 | 4,525,000 | 5,277,000 |
| Equity capital | 2,154,000 | 2,264,000 | 2,210,000 | 2,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 526,000 | 794,000 | 1,084,000 |
| Interest expense | 44,000 | 94,000 | 152,000 | 215,000 |
| Net interest income | 220,000 | 432,000 | 642,000 | 869,000 |
| Noninterest income | 25,000 | 63,000 | 85,000 | 100,000 |
| Noninterest expense | 214,000 | 417,000 | 636,000 | 836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 73,000 | 86,000 | 128,000 |
| Income tax | 3,000 | 12,000 | 10,000 | 18,000 |
| Net income | 21,000 | 61,000 | 76,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,297,000 | 2,338,000 | 2,353,000 | 2,387,000 |
| Total capital | 2,426,000 | 2,467,000 | 2,478,000 | 2,521,000 |
| Risk-weighted assets | 10,300,000 | 10,300,000 | 9,944,000 | 10,634,000 |