Call reports 2004
NEKOMA STATE BANK, THE — 2004
What NEKOMA STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,299,000 | 26,486,000 | 24,132,000 | 24,253,000 |
| Total loans | 8,546,000 | 8,158,000 | 7,838,000 | 7,850,000 |
| Allowance for loan losses | 361,000 | 358,000 | 245,000 | 133,000 |
| Securities available for sale | 13,379,000 | 14,294,000 | 14,549,000 | 14,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,771,000 | 24,287,000 | 21,747,000 | 21,922,000 |
| Interest-bearing deposits | 18,593,000 | 20,466,000 | 17,663,000 | 17,218,000 |
| Noninterest-bearing deposits | 4,178,000 | 3,821,000 | 4,084,000 | 4,704,000 |
| Equity capital | 2,274,000 | 2,086,000 | 2,283,000 | 2,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 579,000 | 870,000 | 1,139,000 |
| Interest expense | 56,000 | 107,000 | 156,000 | 203,000 |
| Net interest income | 219,000 | 472,000 | 714,000 | 936,000 |
| Noninterest income | 27,000 | 57,000 | 84,000 | 114,000 |
| Noninterest expense | 230,000 | 462,000 | 691,000 | 891,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 67,000 | 117,000 | 164,000 |
| Income tax | 0 | 9,000 | -48,000 | -20,000 |
| Net income | 16,000 | 58,000 | 165,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,109,000 | 2,150,000 | 2,258,000 | 2,277,000 |
| Total capital | 2,252,000 | 2,292,000 | 2,390,000 | 2,410,000 |
| Risk-weighted assets | 11,183,000 | 11,146,000 | 10,408,000 | 10,652,000 |