Call reports 2003
NEKOMA STATE BANK, THE — 2003
What NEKOMA STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,021,000 | 25,167,000 | 26,357,000 | 24,940,000 |
| Total loans | 13,783,000 | 13,213,000 | 10,431,000 | 9,357,000 |
| Allowance for loan losses | 528,000 | 514,000 | 471,000 | 362,000 |
| Securities available for sale | 7,531,000 | 8,398,000 | 12,992,000 | 13,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,917,000 | 22,964,000 | 23,952,000 | 22,545,000 |
| Interest-bearing deposits | 20,340,000 | 19,631,000 | 20,351,000 | 19,036,000 |
| Noninterest-bearing deposits | 3,577,000 | 3,333,000 | 3,601,000 | 3,509,000 |
| Equity capital | 1,819,000 | 1,906,000 | 2,176,000 | 2,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 700,000 | 1,026,000 | 1,328,000 |
| Interest expense | 103,000 | 188,000 | 258,000 | 322,000 |
| Net interest income | 255,000 | 512,000 | 768,000 | 1,006,000 |
| Noninterest income | 40,000 | 67,000 | 92,000 | 120,000 |
| Noninterest expense | 207,000 | 425,000 | 674,000 | 886,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 85,000 | 151,000 | 183,000 | 237,000 |
| Income tax | 25,000 | 45,000 | 47,000 | 60,000 |
| Net income | 60,000 | 106,000 | 136,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,675,000 | 1,722,000 | 2,051,000 | 2,093,000 |
| Total capital | 1,870,000 | 1,905,000 | 2,215,000 | 2,242,000 |
| Risk-weighted assets | 15,245,000 | 14,335,000 | 12,792,000 | 11,732,000 |