Call reports 2002
NEKOMA STATE BANK, THE — 2002
What NEKOMA STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,363,000 | 24,246,000 | 26,464,000 | 25,413,000 |
| Total loans | 13,315,000 | 13,737,000 | 13,785,000 | 13,738,000 |
| Allowance for loan losses | 205,000 | 207,000 | 208,000 | 513,000 |
| Securities available for sale | 8,317,000 | 7,686,000 | 9,120,000 | 8,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,244,000 | 21,623,000 | 22,673,000 | 23,344,000 |
| Interest-bearing deposits | 18,946,000 | 18,243,000 | 19,313,000 | 19,873,000 |
| Noninterest-bearing deposits | 3,298,000 | 3,380,000 | 3,360,000 | 3,471,000 |
| Equity capital | 1,840,000 | 1,972,000 | 2,098,000 | 1,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 765,000 | 1,146,000 | 1,503,000 |
| Interest expense | 138,000 | 262,000 | 380,000 | 496,000 |
| Net interest income | 254,000 | 503,000 | 766,000 | 1,007,000 |
| Noninterest income | 38,000 | 79,000 | 120,000 | 163,000 |
| Noninterest expense | 196,000 | 395,000 | 592,000 | 850,000 |
| Provision for loan losses | 0 | 0 | 0 | 435,000 |
| Pretax income | 134,000 | 233,000 | 363,000 | -45,000 |
| Income tax | 21,000 | 56,000 | 104,000 | -15,000 |
| Net income | 113,000 | 177,000 | 259,000 | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,809,000 | 1,867,000 | 1,934,000 | 1,631,000 |
| Total capital | 1,993,000 | 2,047,000 | 2,128,000 | 1,823,000 |
| Risk-weighted assets | 14,680,000 | 14,726,000 | 15,511,000 | 15,068,000 |