Call reports 2001
NEKOMA STATE BANK, THE — 2001
What NEKOMA STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,580,000 | 24,933,000 | 25,544,000 | 26,103,000 |
| Total loans | 10,808,000 | 12,509,000 | 12,434,000 | 12,834,000 |
| Allowance for loan losses | 195,000 | 193,000 | 218,000 | 208,000 |
| Securities available for sale | 9,729,000 | 10,601,000 | 9,627,000 | 10,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,505,000 | 21,710,000 | 23,227,000 | 22,698,000 |
| Interest-bearing deposits | 18,721,000 | 18,564,000 | 19,951,000 | 18,497,000 |
| Noninterest-bearing deposits | 3,784,000 | 3,146,000 | 3,276,000 | 4,201,000 |
| Equity capital | 1,731,000 | 1,769,000 | 1,840,000 | 1,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 848,000 | 1,278,000 | 1,692,000 |
| Interest expense | 207,000 | 432,000 | 647,000 | 830,000 |
| Net interest income | 205,000 | 416,000 | 631,000 | 862,000 |
| Noninterest income | 32,000 | 76,000 | 114,000 | 149,000 |
| Noninterest expense | 194,000 | 397,000 | 601,000 | 803,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 44,000 | 96,000 | 121,000 | 185,000 |
| Income tax | 12,000 | 20,000 | 33,000 | 51,000 |
| Net income | 32,000 | 76,000 | 88,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,664,000 | 1,693,000 | 1,690,000 | 1,720,000 |
| Total capital | 1,831,000 | 1,872,000 | 1,870,000 | 1,902,000 |
| Risk-weighted assets | 13,371,000 | 14,330,000 | 14,327,000 | 14,564,000 |