Call reports 2023
FIRST NATIONAL BANK OF SOUTH MIAMI — 2023
What FIRST NATIONAL BANK OF SOUTH MIAMI reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Total assets | 943,864,000 | 1,002,082,000 |
| Total loans | 605,976,000 | 617,821,000 |
| Allowance for loan losses | 9,268,000 | 9,900,000 |
| Securities available for sale | 222,532,000 | 204,281,000 |
| Securities held to maturity | 16,139,000 | 15,235,000 |
| Trading assets | 0 | 0 |
| Total deposits | 822,472,000 | 882,107,000 |
| Interest-bearing deposits | 612,838,000 | 638,193,000 |
| Noninterest-bearing deposits | 209,634,000 | 243,914,000 |
| Equity capital | 76,154,000 | 70,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Interest income | 10,079,000 | 20,549,000 |
| Interest expense | 3,080,000 | 7,647,000 |
| Net interest income | 6,999,000 | 12,902,000 |
| Noninterest income | 1,128,000 | 2,097,000 |
| Noninterest expense | 5,806,000 | 12,329,000 |
| Provision for loan losses | 525,000 | 1,612,000 |
| Pretax income | 1,819,000 | 1,126,000 |
| Income tax | 457,000 | 272,000 |
| Net income | 1,362,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Tier 1 capital | 91,271,000 | 88,133,000 |
| Total capital | 99,354,000 | 96,529,000 |
| Risk-weighted assets | 645,206,000 | 669,809,000 |
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