Call reports 2022
FIRST NATIONAL BANK OF SOUTH MIAMI — 2022
What FIRST NATIONAL BANK OF SOUTH MIAMI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,057,899,000 | 1,035,705,000 | 1,010,380,000 | 980,770,000 |
| Total loans | 518,839,000 | 538,239,000 | 557,060,000 | 594,166,000 |
| Allowance for loan losses | 7,818,000 | 7,891,000 | 8,177,000 | 8,739,000 |
| Securities available for sale | 161,891,000 | 205,237,000 | 225,788,000 | 225,016,000 |
| Securities held to maturity | 19,967,000 | 18,282,000 | 17,306,000 | 16,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 938,290,000 | 903,892,000 | 894,045,000 | 866,406,000 |
| Interest-bearing deposits | 682,727,000 | 651,774,000 | 651,278,000 | 643,122,000 |
| Noninterest-bearing deposits | 255,563,000 | 252,118,000 | 242,767,000 | 223,284,000 |
| Equity capital | 79,430,000 | 76,881,000 | 69,930,000 | 71,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,358,000 | 13,746,000 | 22,481,000 | 32,623,000 |
| Interest expense | 810,000 | 1,593,000 | 3,001,000 | 5,240,000 |
| Net interest income | 5,548,000 | 12,153,000 | 19,480,000 | 27,383,000 |
| Noninterest income | 1,021,000 | 2,001,000 | 3,030,000 | 4,006,000 |
| Noninterest expense | 5,680,000 | 11,287,000 | 17,236,000 | 22,958,000 |
| Provision for loan losses | -103,000 | -92,000 | 206,000 | 768,000 |
| Pretax income | 895,000 | 2,865,000 | 4,974,000 | 7,612,000 |
| Income tax | 242,000 | 689,000 | 2,093,000 | 2,696,000 |
| Net income | 653,000 | 2,176,000 | 2,881,000 | 4,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,375,000 | 86,896,000 | 87,602,000 | 90,454,000 |
| Total capital | 91,990,000 | 93,939,000 | 95,120,000 | 98,306,000 |
| Risk-weighted assets | 527,650,000 | 562,243,000 | 600,419,000 | 626,932,000 |