Call reports 2021
FIRST NATIONAL BANK OF SOUTH MIAMI — 2021
What FIRST NATIONAL BANK OF SOUTH MIAMI reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 916,424,000 | 958,402,000 | 1,016,305,000 | 1,058,636,000 |
| Total loans | 619,034,000 | 587,744,000 | 566,191,000 | 546,497,000 |
| Allowance for loan losses | 7,753,000 | 7,776,000 | 8,074,000 | 7,921,000 |
| Securities available for sale | 43,177,000 | 61,547,000 | 73,013,000 | 105,003,000 |
| Securities held to maturity | 25,954,000 | 24,034,000 | 22,542,000 | 21,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 798,030,000 | 840,707,000 | 893,912,000 | 932,536,000 |
| Interest-bearing deposits | 578,941,000 | 614,638,000 | 656,014,000 | 701,292,000 |
| Noninterest-bearing deposits | 219,089,000 | 226,069,000 | 237,898,000 | 231,244,000 |
| Equity capital | 82,762,000 | 83,642,000 | 83,712,000 | 84,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,953,000 | 14,750,000 | 21,298,000 | 27,778,000 |
| Interest expense | 970,000 | 1,981,000 | 2,982,000 | 3,842,000 |
| Net interest income | 6,983,000 | 12,769,000 | 18,316,000 | 23,936,000 |
| Noninterest income | 866,000 | 1,775,000 | 2,716,000 | 3,680,000 |
| Noninterest expense | 5,736,000 | 11,476,000 | 17,291,000 | 22,701,000 |
| Provision for loan losses | -149,000 | -126,000 | 190,000 | -177,000 |
| Pretax income | 2,261,000 | 3,167,000 | 3,515,000 | 5,055,000 |
| Income tax | 610,000 | 855,000 | 945,000 | 1,087,000 |
| Net income | 1,651,000 | 2,312,000 | 2,570,000 | 3,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,220,000 | 84,882,000 | 85,140,000 | 86,538,000 |
| Total capital | 90,885,000 | 91,487,000 | 91,881,000 | 93,181,000 |
| Risk-weighted assets | 531,925,000 | 526,893,000 | 537,589,000 | 529,890,000 |