Call reports 2019
FIRST NATIONAL BANK OF SOUTH MIAMI — 2019
What FIRST NATIONAL BANK OF SOUTH MIAMI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 776,311,000 | 796,813,000 | 804,376,000 | 853,272,000 |
| Total loans | 555,824,000 | 559,693,000 | 554,521,000 | 546,997,000 |
| Allowance for loan losses | 7,726,000 | 7,758,000 | 7,769,000 | 7,461,000 |
| Securities available for sale | 38,259,000 | 37,251,000 | 47,284,000 | 45,726,000 |
| Securities held to maturity | 42,636,000 | 40,377,000 | 38,557,000 | 36,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 650,695,000 | 670,750,000 | 676,697,000 | 728,030,000 |
| Interest-bearing deposits | 497,653,000 | 512,768,000 | 515,523,000 | 551,766,000 |
| Noninterest-bearing deposits | 153,042,000 | 157,982,000 | 161,174,000 | 176,264,000 |
| Equity capital | 74,333,000 | 76,260,000 | 78,027,000 | 80,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,202,000 | 16,943,000 | 25,483,000 | 33,578,000 |
| Interest expense | 1,850,000 | 4,011,000 | 6,193,000 | 8,447,000 |
| Net interest income | 6,352,000 | 12,932,000 | 19,290,000 | 25,131,000 |
| Noninterest income | 803,000 | 1,793,000 | 2,651,000 | 3,523,000 |
| Noninterest expense | 5,173,000 | 10,312,000 | 15,329,000 | 20,513,000 |
| Provision for loan losses | 388,000 | 416,000 | 429,000 | 119,000 |
| Pretax income | 1,594,000 | 3,992,000 | 6,178,000 | 7,990,000 |
| Income tax | 431,000 | 1,079,000 | 1,580,000 | 1,284,000 |
| Net income | 1,163,000 | 2,913,000 | 4,598,000 | 6,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,737,000 | 77,487,000 | 79,172,000 | 81,281,000 |
| Total capital | 82,476,000 | 84,344,000 | 86,026,000 | 88,095,000 |
| Risk-weighted assets | 537,665,000 | 547,064,000 | 546,910,000 | 544,069,000 |