Call reports 2018
FIRST NATIONAL BANK OF SOUTH MIAMI — 2018
What FIRST NATIONAL BANK OF SOUTH MIAMI reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 727,504,000 | 704,467,000 | 701,992,000 | 724,195,000 |
| Total loans | 531,598,000 | 541,050,000 | 534,087,000 | 556,786,000 |
| Allowance for loan losses | 6,809,000 | 6,966,000 | 7,114,000 | 7,263,000 |
| Securities available for sale | 46,052,000 | 43,664,000 | 42,111,000 | 39,672,000 |
| Securities held to maturity | 53,183,000 | 50,537,000 | 46,076,000 | 44,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 623,025,000 | 601,136,000 | 586,308,000 | 604,931,000 |
| Interest-bearing deposits | 414,555,000 | 413,269,000 | 424,537,000 | 451,695,000 |
| Noninterest-bearing deposits | 208,470,000 | 187,867,000 | 161,771,000 | 153,236,000 |
| Equity capital | 67,800,000 | 69,328,000 | 70,835,000 | 73,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,206,000 | 14,546,000 | 21,938,000 | 29,551,000 |
| Interest expense | 888,000 | 1,941,000 | 3,181,000 | 4,684,000 |
| Net interest income | 6,318,000 | 12,605,000 | 18,757,000 | 24,867,000 |
| Noninterest income | 753,000 | 1,497,000 | 2,297,000 | 3,127,000 |
| Noninterest expense | 4,585,000 | 9,206,000 | 13,843,000 | 18,631,000 |
| Provision for loan losses | 67,000 | 347,000 | 658,000 | 810,000 |
| Pretax income | 2,419,000 | 4,549,000 | 6,553,000 | 8,528,000 |
| Income tax | 703,000 | 1,278,000 | 1,794,000 | 1,681,000 |
| Net income | 1,716,000 | 3,271,000 | 4,759,000 | 6,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,442,000 | 70,998,000 | 72,485,000 | 74,574,000 |
| Total capital | 76,040,000 | 77,665,000 | 79,044,000 | 81,361,000 |
| Risk-weighted assets | 527,312,000 | 532,753,000 | 523,827,000 | 542,212,000 |