Call reports 2017
FIRST NATIONAL BANK OF SOUTH MIAMI — 2017
What FIRST NATIONAL BANK OF SOUTH MIAMI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 660,882,000 | 643,883,000 | 707,995,000 | 699,726,000 |
| Total loans | 438,030,000 | 480,867,000 | 495,220,000 | 521,554,000 |
| Allowance for loan losses | 5,467,000 | 6,279,000 | 6,279,000 | 6,743,000 |
| Securities available for sale | 59,941,000 | 54,700,000 | 51,084,000 | 47,962,000 |
| Securities held to maturity | 68,696,000 | 60,962,000 | 58,535,000 | 55,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,552,000 | 535,320,000 | 596,705,000 | 584,768,000 |
| Interest-bearing deposits | 339,743,000 | 339,553,000 | 357,727,000 | 366,814,000 |
| Noninterest-bearing deposits | 208,809,000 | 195,767,000 | 238,978,000 | 217,954,000 |
| Equity capital | 63,047,000 | 63,925,000 | 65,454,000 | 66,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,742,000 | 11,623,000 | 18,365,000 | 25,261,000 |
| Interest expense | 496,000 | 1,037,000 | 1,697,000 | 2,375,000 |
| Net interest income | 5,246,000 | 10,586,000 | 16,668,000 | 22,886,000 |
| Noninterest income | 734,000 | 1,412,000 | 2,108,000 | 2,990,000 |
| Noninterest expense | 4,306,000 | 8,284,000 | 12,503,000 | 16,832,000 |
| Provision for loan losses | 431,000 | 1,212,000 | 1,208,000 | 1,670,000 |
| Pretax income | 1,184,000 | 2,443,000 | 5,006,000 | 7,315,000 |
| Income tax | 438,000 | 929,000 | 1,978,000 | 3,525,000 |
| Net income | 746,000 | 1,514,000 | 3,028,000 | 3,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,406,000 | 65,176,000 | 66,689,000 | 67,451,000 |
| Total capital | 69,677,000 | 70,950,000 | 72,862,000 | 73,849,000 |
| Risk-weighted assets | 420,863,000 | 460,895,000 | 493,292,000 | 511,083,000 |