Call reports 2011
FIRST NATIONAL BANK OF SOUTH MIAMI — 2011
What FIRST NATIONAL BANK OF SOUTH MIAMI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 398,066,000 | 388,861,000 | 401,502,000 | 414,383,000 |
| Total loans | 153,408,000 | 158,778,000 | 156,987,000 | 153,137,000 |
| Allowance for loan losses | 2,385,000 | 2,833,000 | 3,043,000 | 2,532,000 |
| Securities available for sale | 139,917,000 | 147,100,000 | 105,773,000 | 119,396,000 |
| Securities held to maturity | 46,875,000 | 44,744,000 | 73,278,000 | 101,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,709,000 | 282,175,000 | 298,568,000 | 310,717,000 |
| Interest-bearing deposits | 206,353,000 | 205,116,000 | 213,697,000 | 220,213,000 |
| Noninterest-bearing deposits | 79,356,000 | 77,059,000 | 84,871,000 | 90,504,000 |
| Equity capital | 35,505,000 | 36,745,000 | 37,143,000 | 36,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,158,000 | 6,476,000 | 10,061,000 | 13,282,000 |
| Interest expense | 641,000 | 1,274,000 | 1,838,000 | 2,333,000 |
| Net interest income | 2,517,000 | 5,202,000 | 8,223,000 | 10,949,000 |
| Noninterest income | 522,000 | 1,188,000 | 1,779,000 | 2,309,000 |
| Noninterest expense | 2,760,000 | 5,541,000 | 8,474,000 | 11,226,000 |
| Provision for loan losses | 0 | 545,000 | 760,000 | 1,542,000 |
| Pretax income | 279,000 | 59,000 | 961,000 | 1,063,000 |
| Income tax | 112,000 | -6,000 | 373,000 | 266,000 |
| Net income | 167,000 | 65,000 | 588,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,723,000 | 38,621,000 | 39,144,000 | 39,357,000 |
| Total capital | 41,258,000 | 41,256,000 | 41,716,000 | 41,899,000 |
| Risk-weighted assets | 231,643,000 | 232,457,000 | 231,009,000 | 227,185,000 |