Call reports 2001
FIRST NATIONAL BANK OF SOUTH MIAMI — 2001
What FIRST NATIONAL BANK OF SOUTH MIAMI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 289,426,000 | 287,036,000 | 289,926,000 | 300,945,000 |
| Total loans | 81,712,000 | 84,197,000 | 85,287,000 | 84,633,000 |
| Allowance for loan losses | 1,224,000 | 1,248,000 | 1,241,000 | 1,260,000 |
| Securities available for sale | 55,035,000 | 54,780,000 | 70,951,000 | 80,536,000 |
| Securities held to maturity | 36,212,000 | 21,102,000 | 10,981,000 | 901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,073,000 | 195,345,000 | 192,370,000 | 206,810,000 |
| Interest-bearing deposits | 154,592,000 | 156,247,000 | 153,872,000 | 161,976,000 |
| Noninterest-bearing deposits | 38,481,000 | 39,098,000 | 38,498,000 | 44,834,000 |
| Equity capital | 34,188,000 | 34,101,000 | 34,931,000 | 35,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,594,000 | 8,800,000 | 12,741,000 | 16,219,000 |
| Interest expense | 2,346,000 | 4,555,000 | 6,517,000 | 8,004,000 |
| Net interest income | 2,248,000 | 4,245,000 | 6,224,000 | 8,215,000 |
| Noninterest income | 429,000 | 912,000 | 1,402,000 | 1,890,000 |
| Noninterest expense | 2,080,000 | 4,364,000 | 6,598,000 | 8,733,000 |
| Provision for loan losses | 70,000 | 162,000 | 217,000 | 333,000 |
| Pretax income | 531,000 | 650,000 | 829,000 | 1,057,000 |
| Income tax | 223,000 | 273,000 | 348,000 | 104,000 |
| Net income | 308,000 | 377,000 | 481,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,164,000 | 34,233,000 | 34,337,000 | 34,818,000 |
| Total capital | 35,388,000 | 35,481,000 | 35,578,000 | 36,078,000 |
| Risk-weighted assets | 108,456,000 | 110,961,000 | 118,554,000 | 115,006,000 |