Call reports 2024
FARMERS BUILDING AND SAVINGS BANK — 2024
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 113,480,000 | 114,422,000 | 113,854,000 | 116,109,000 |
| Total loans | 51,209,000 | 52,360,000 | 53,793,000 | 54,589,000 |
| Allowance for loan losses | 395,000 | 429,000 | 406,000 | 425,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,959,000 | 27,462,000 | 27,159,000 | 27,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,004,000 | 88,812,000 | 88,036,000 | 90,391,000 |
| Interest-bearing deposits | 87,879,000 | 88,613,000 | 0 | 90,294,000 |
| Noninterest-bearing deposits | 124,000 | 199,000 | 88,036,000 | 97,000 |
| Equity capital | 24,169,000 | 24,152,000 | 24,325,000 | 24,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,141,000 | 3,226,000 | 4,272,000 |
| Interest expense | 757,000 | 1,523,000 | 2,300,000 | 2,977,000 |
| Net interest income | 301,000 | 618,000 | 926,000 | 1,295,000 |
| Noninterest income | 34,000 | 69,000 | 108,000 | 152,000 |
| Noninterest expense | 361,000 | 680,000 | 1,071,000 | 1,464,000 |
| Provision for loan losses | -30,000 | 4,000 | -19,000 | 0 |
| Pretax income | 41,000 | 46,000 | 43,000 | 67,000 |
| Income tax | 23,000 | 45,000 | -131,000 | -153,000 |
| Net income | 18,000 | 1,000 | 174,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,169,000 | 24,152,000 | 24,325,000 | 24,373,000 |
| Total capital | 24,621,000 | 24,655,000 | 24,812,000 | 24,870,000 |
| Risk-weighted assets | 48,774,000 | 49,371,000 | 49,190,000 | 51,417,000 |