Call reports 2023
FARMERS BUILDING AND SAVINGS BANK — 2023
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 119,154,000 | 116,513,000 | 114,127,000 | 112,767,000 |
| Total loans | 46,171,000 | 48,196,000 | 49,128,000 | 51,632,000 |
| Allowance for loan losses | 367,000 | 437,000 | 412,000 | 424,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,774,000 | 27,369,000 | 27,080,000 | 26,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,870,000 | 91,198,000 | 88,662,000 | 87,254,000 |
| Interest-bearing deposits | 93,731,000 | 90,960,000 | 88,662,000 | 87,103,000 |
| Noninterest-bearing deposits | 139,000 | 238,000 | 0 | 151,000 |
| Equity capital | 23,808,000 | 23,818,000 | 23,914,000 | 24,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,163,000 | 3,254,000 | 4,298,000 |
| Interest expense | 509,000 | 1,118,000 | 1,787,000 | 2,499,000 |
| Net interest income | 563,000 | 1,045,000 | 1,467,000 | 1,799,000 |
| Noninterest income | 33,000 | 66,000 | 100,000 | 134,000 |
| Noninterest expense | 324,000 | 672,000 | 1,018,000 | 1,397,000 |
| Provision for loan losses | 7,000 | 77,000 | 52,000 | 64,000 |
| Pretax income | 241,000 | 372,000 | 523,000 | 536,000 |
| Income tax | 27,000 | 149,000 | 205,000 | -20,000 |
| Net income | 214,000 | 223,000 | 318,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,808,000 | 23,818,000 | 23,914,000 | 24,151,000 |
| Total capital | 24,280,000 | 24,340,000 | 24,413,000 | 24,648,000 |
| Risk-weighted assets | 46,805,000 | 47,988,000 | 48,115,000 | 48,748,000 |