Call reports 2022
FARMERS BUILDING AND SAVINGS BANK — 2022
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 125,774,000 | 127,170,000 | 124,666,000 | 122,317,000 |
| Total loans | 44,337,000 | 44,950,000 | 45,589,000 | 45,824,000 |
| Allowance for loan losses | 399,000 | 399,000 | 399,000 | 399,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,743,000 | 27,240,000 | 28,225,000 | 27,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,674,000 | 102,851,000 | 99,883,000 | 97,309,000 |
| Interest-bearing deposits | 101,497,000 | 102,587,000 | 99,883,000 | 97,143,000 |
| Noninterest-bearing deposits | 178,000 | 265,000 | 0 | 166,000 |
| Equity capital | 23,003,000 | 23,196,000 | 23,532,000 | 23,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,378,000 | 2,301,000 | 3,272,000 |
| Interest expense | 62,000 | 177,000 | 412,000 | 824,000 |
| Net interest income | 612,000 | 1,201,000 | 1,889,000 | 2,448,000 |
| Noninterest income | 32,000 | 27,000 | 42,000 | 131,000 |
| Noninterest expense | 324,000 | 635,000 | 960,000 | 1,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 320,000 | 593,000 | 971,000 | 901,000 |
| Income tax | 42,000 | 122,000 | 164,000 | 1,000 |
| Net income | 278,000 | 471,000 | 807,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,003,000 | 23,196,000 | 23,532,000 | 23,625,000 |
| Total capital | 23,402,000 | 23,595,000 | 23,931,000 | 24,024,000 |
| Risk-weighted assets | 44,808,000 | 44,375,000 | 45,735,000 | 45,600,000 |