Call reports 2021
FARMERS BUILDING AND SAVINGS BANK — 2021
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 120,412,000 | 123,780,000 | 124,690,000 | 125,247,000 |
| Total loans | 45,361,000 | 45,526,000 | 45,882,000 | 45,358,000 |
| Allowance for loan losses | 397,000 | 399,000 | 399,000 | 399,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,108,000 | 27,311,000 | 28,665,000 | 27,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,368,000 | 100,502,000 | 101,101,000 | 101,442,000 |
| Interest-bearing deposits | 97,207,000 | 100,238,000 | 101,092,000 | 101,247,000 |
| Noninterest-bearing deposits | 161,000 | 264,000 | 9,000 | 195,000 |
| Equity capital | 21,902,000 | 22,091,000 | 22,364,000 | 22,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,321,000 | 1,989,000 | 2,593,000 |
| Interest expense | 116,000 | 199,000 | 263,000 | 326,000 |
| Net interest income | 544,000 | 1,122,000 | 1,726,000 | 2,267,000 |
| Noninterest income | 33,000 | 65,000 | 97,000 | 122,000 |
| Noninterest expense | 358,000 | 731,000 | 1,049,000 | 1,351,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 456,000 | 774,000 | 1,038,000 |
| Income tax | 40,000 | 88,000 | 133,000 | 36,000 |
| Net income | 179,000 | 368,000 | 641,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,902,000 | 22,091,000 | 22,364,000 | 22,725,000 |
| Total capital | 22,299,000 | 22,490,000 | 22,763,000 | 23,124,000 |
| Risk-weighted assets | 44,297,000 | 45,208,000 | 45,298,000 | 45,063,000 |