Call reports 2020
FARMERS BUILDING AND SAVINGS BANK — 2020
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 103,920,000 | 107,626,000 | 110,954,000 | 114,358,000 |
| Total loans | 44,900,000 | 44,517,000 | 44,224,000 | 44,947,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,250,000 | 26,508,000 | 26,729,000 | 26,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,797,000 | 85,210,000 | 88,277,000 | 91,486,000 |
| Interest-bearing deposits | 81,649,000 | 236,000 | 88,277,000 | 91,328,000 |
| Noninterest-bearing deposits | 148,000 | 84,974,000 | 0 | 158,000 |
| Equity capital | 20,966,000 | 21,201,000 | 21,495,000 | 21,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,469,000 | 2,147,000 | 2,819,000 |
| Interest expense | 253,000 | 357,000 | 465,000 | 578,000 |
| Net interest income | 534,000 | 1,112,000 | 1,682,000 | 2,241,000 |
| Noninterest income | 24,000 | 49,000 | 74,000 | 107,000 |
| Noninterest expense | 328,000 | 657,000 | 1,002,000 | 1,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 504,000 | 754,000 | 886,000 |
| Income tax | 40,000 | 79,000 | 35,000 | -61,000 |
| Net income | 190,000 | 425,000 | 719,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,966,000 | 21,201,000 | 21,495,000 | 21,723,000 |
| Total capital | 21,366,000 | 21,601,000 | 21,895,000 | 22,123,000 |
| Risk-weighted assets | 39,339,000 | 39,602,000 | 40,455,000 | 43,161,000 |