Call reports 2019
FARMERS BUILDING AND SAVINGS BANK — 2019
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 95,470,000 | 97,437,000 | 99,277,000 | 102,271,000 |
| Total loans | 44,635,000 | 44,285,000 | 45,207,000 | 45,803,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,799,000 | 25,710,000 | 25,899,000 | 26,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,056,000 | 75,870,000 | 77,521,000 | 80,354,000 |
| Interest-bearing deposits | 73,929,000 | 75,671,000 | 0 | 80,203,000 |
| Noninterest-bearing deposits | 127,000 | 199,000 | 77,521,000 | 151,000 |
| Equity capital | 20,237,000 | 20,346,000 | 20,500,000 | 20,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,654,000 | 2,485,000 | 3,294,000 |
| Interest expense | 358,000 | 730,000 | 1,116,000 | 1,429,000 |
| Net interest income | 463,000 | 924,000 | 1,369,000 | 1,865,000 |
| Noninterest income | 19,000 | 39,000 | 58,000 | 76,000 |
| Noninterest expense | 353,000 | 694,000 | 1,017,000 | 1,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 269,000 | 410,000 | 685,000 |
| Income tax | 8,000 | 39,000 | 26,000 | 25,000 |
| Net income | 121,000 | 230,000 | 384,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,237,000 | 20,346,000 | 20,500,000 | 20,776,000 |
| Total capital | 20,637,000 | 20,746,000 | 20,900,000 | 21,176,000 |
| Risk-weighted assets | 37,089,000 | 37,596,000 | 38,873,000 | 39,693,000 |