Call reports 2018
FARMERS BUILDING AND SAVINGS BANK — 2018
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 93,519,000 | 93,533,000 | 93,026,000 | 93,514,000 |
| Total loans | 43,167,000 | 44,311,000 | 44,625,000 | 44,215,000 |
| Allowance for loan losses | 400,000 | 400,000 | 397,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,649,000 | 24,826,000 | 25,121,000 | 24,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,915,000 | 72,679,000 | 71,901,000 | 72,226,000 |
| Interest-bearing deposits | 72,830,000 | 72,492,000 | 71,901,000 | 72,090,000 |
| Noninterest-bearing deposits | 85,000 | 187,000 | 0 | 136,000 |
| Equity capital | 19,484,000 | 19,668,000 | 19,873,000 | 20,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,561,000 | 2,381,000 | 3,200,000 |
| Interest expense | 181,000 | 406,000 | 678,000 | 992,000 |
| Net interest income | 605,000 | 1,155,000 | 1,703,000 | 2,208,000 |
| Noninterest income | 26,000 | 52,000 | 79,000 | 106,000 |
| Noninterest expense | 382,000 | 738,000 | 1,091,000 | 1,439,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 8,000 |
| Pretax income | 249,000 | 464,000 | 686,000 | 867,000 |
| Income tax | 32,000 | 63,000 | 80,000 | 19,000 |
| Net income | 217,000 | 401,000 | 606,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,484,000 | 19,668,000 | 19,873,000 | 20,116,000 |
| Total capital | 19,884,000 | 20,068,000 | 20,270,000 | 20,516,000 |
| Risk-weighted assets | 36,765,000 | 37,040,000 | 36,627,000 | 36,383,000 |