Call reports 2011
FARMERS BUILDING AND SAVINGS BANK — 2011
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,696,000 | 82,713,000 | 83,620,000 | 88,439,000 |
| Total loans | 35,455,000 | 35,410,000 | 35,734,000 | 35,506,000 |
| Allowance for loan losses | 250,000 | 250,000 | 250,000 | 300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,723,000 | 17,479,000 | 19,479,000 | 19,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,288,000 | 69,103,000 | 69,794,000 | 74,328,000 |
| Interest-bearing deposits | 67,229,000 | 69,012,000 | 69,794,000 | 74,268,000 |
| Noninterest-bearing deposits | 59,000 | 91,000 | 0 | 60,000 |
| Equity capital | 12,700,000 | 12,880,000 | 13,016,000 | 13,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,344,000 | 1,996,000 | 2,677,000 |
| Interest expense | 162,000 | 332,000 | 507,000 | 688,000 |
| Net interest income | 497,000 | 1,012,000 | 1,489,000 | 1,989,000 |
| Noninterest income | 27,000 | 53,000 | 79,000 | 114,000 |
| Noninterest expense | 310,000 | 599,000 | 906,000 | 1,203,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 64,000 |
| Pretax income | 214,000 | 466,000 | 648,000 | 862,000 |
| Income tax | 49,000 | 122,000 | 168,000 | 69,000 |
| Net income | 165,000 | 344,000 | 480,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,700,000 | 12,880,000 | 13,016,000 | 13,328,000 |
| Total capital | 12,950,000 | 13,130,000 | 13,266,000 | 13,628,000 |
| Risk-weighted assets | 31,654,000 | 31,950,000 | 32,331,000 | 33,094,000 |