Call reports 2009
FARMERS BUILDING AND SAVINGS BANK — 2009
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,832,000 | 60,400,000 | 61,084,000 | 62,503,000 |
| Total loans | 32,963,000 | 33,039,000 | 33,727,000 | 33,742,000 |
| Allowance for loan losses | 145,000 | 145,000 | 150,000 | 240,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,023,000 | 13,542,000 | 13,688,000 | 13,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,849,000 | 48,205,000 | 48,659,000 | 49,947,000 |
| Interest-bearing deposits | 46,788,000 | 48,119,000 | 48,659,000 | 49,885,000 |
| Noninterest-bearing deposits | 61,000 | 86,000 | 0 | 62,000 |
| Equity capital | 11,380,000 | 11,549,000 | 11,704,000 | 11,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,319,000 | 1,984,000 | 2,637,000 |
| Interest expense | 222,000 | 399,000 | 583,000 | 769,000 |
| Net interest income | 430,000 | 920,000 | 1,401,000 | 1,868,000 |
| Noninterest income | 30,000 | 56,000 | 81,000 | 102,000 |
| Noninterest expense | 280,000 | 549,000 | 831,000 | 1,094,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 100,000 |
| Pretax income | 180,000 | 427,000 | 646,000 | 776,000 |
| Income tax | 54,000 | 132,000 | 196,000 | 156,000 |
| Net income | 126,000 | 295,000 | 450,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,380,000 | 11,549,000 | 11,704,000 | 11,874,000 |
| Total capital | 11,525,000 | 11,694,000 | 11,854,000 | 12,114,000 |
| Risk-weighted assets | 26,311,000 | 26,523,000 | 26,766,000 | 27,127,000 |