Call reports 2007
FARMERS BUILDING AND SAVINGS BANK — 2007
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 50,364,000 | 52,484,000 | 53,001,000 | 53,785,000 |
| Total loans | 27,930,000 | 28,720,000 | 29,019,000 | 29,667,000 |
| Allowance for loan losses | 95,000 | 95,000 | 95,000 | 95,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,415,000 | 13,937,000 | 13,844,000 | 12,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,194,000 | 41,254,000 | 41,649,000 | 42,367,000 |
| Interest-bearing deposits | 39,092,000 | 41,135,000 | 41,635,000 | 42,281,000 |
| Noninterest-bearing deposits | 101,000 | 119,000 | 14,000 | 86,000 |
| Equity capital | 10,627,000 | 10,699,000 | 10,761,000 | 10,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,393,000 | 2,131,000 | 2,792,000 |
| Interest expense | 369,000 | 756,000 | 1,152,000 | 1,518,000 |
| Net interest income | 305,000 | 637,000 | 979,000 | 1,274,000 |
| Noninterest income | 20,000 | 40,000 | 61,000 | 81,000 |
| Noninterest expense | 255,000 | 495,000 | 767,000 | 989,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 182,000 | 273,000 | 366,000 |
| Income tax | 24,000 | 64,000 | 93,000 | 102,000 |
| Net income | 46,000 | 118,000 | 180,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,627,000 | 10,699,000 | 10,761,000 | 10,845,000 |
| Total capital | 10,722,000 | 10,794,000 | 10,856,000 | 10,940,000 |
| Risk-weighted assets | 22,946,000 | 23,123,000 | 24,022,000 | 24,411,000 |