Call reports 2002
FARMERS BUILDING AND SAVINGS BANK — 2002
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,364,000 | 44,883,000 | 45,755,000 | 46,163,000 |
| Total loans | 23,687,000 | 23,845,000 | 24,130,000 | 24,046,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 85,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,448,000 | 8,759,000 | 8,604,000 | 11,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,814,000 | 36,164,000 | 36,678,000 | 36,960,000 |
| Interest-bearing deposits | 35,705,000 | 36,021,000 | 36,648,000 | 36,846,000 |
| Noninterest-bearing deposits | 109,000 | 143,000 | 30,000 | 114,000 |
| Equity capital | 8,320,000 | 8,553,000 | 8,730,000 | 8,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,342,000 | 2,019,000 | 2,601,000 |
| Interest expense | 232,000 | 455,000 | 685,000 | 891,000 |
| Net interest income | 422,000 | 887,000 | 1,334,000 | 1,710,000 |
| Noninterest income | 32,000 | 54,000 | 175,000 | 215,000 |
| Noninterest expense | 205,000 | 437,000 | 675,000 | 939,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 249,000 | 504,000 | 834,000 | 969,000 |
| Income tax | 27,000 | 47,000 | 200,000 | 332,000 |
| Net income | 222,000 | 457,000 | 634,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,320,000 | 8,553,000 | 8,730,000 | 8,733,000 |
| Total capital | 8,396,000 | 8,629,000 | 8,806,000 | 8,818,000 |
| Risk-weighted assets | 19,631,000 | 19,605,000 | 20,273,000 | 20,376,000 |