Call reports 2001
FARMERS BUILDING AND SAVINGS BANK — 2001
What FARMERS BUILDING AND SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,021,000 | 39,679,000 | 41,266,000 | 42,425,000 |
| Total loans | 23,110,000 | 23,888,000 | 24,347,000 | 23,887,000 |
| Allowance for loan losses | 69,000 | 69,000 | 76,000 | 76,000 |
| Securities available for sale | 219,000 | 0 | 0 | 0 |
| Securities held to maturity | 5,568,000 | 5,410,000 | 7,284,000 | 9,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,074,000 | 31,672,000 | 33,109,000 | 34,202,000 |
| Interest-bearing deposits | 29,940,000 | 31,505,000 | 33,064,000 | 34,083,000 |
| Noninterest-bearing deposits | 134,000 | 167,000 | 45,000 | 119,000 |
| Equity capital | 7,727,000 | 7,882,000 | 8,003,000 | 8,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,386,000 | 2,034,000 | 2,667,000 |
| Interest expense | 319,000 | 621,000 | 920,000 | 1,170,000 |
| Net interest income | 412,000 | 765,000 | 1,114,000 | 1,497,000 |
| Noninterest income | 24,000 | 62,000 | 84,000 | 107,000 |
| Noninterest expense | 210,000 | 395,000 | 586,000 | 836,000 |
| Provision for loan losses | 8,000 | 0 | 5,000 | 5,000 |
| Pretax income | 218,000 | 432,000 | 607,000 | 763,000 |
| Income tax | 52,000 | 111,000 | 165,000 | 261,000 |
| Net income | 166,000 | 321,000 | 442,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,727,000 | 7,882,000 | 8,003,000 | 8,063,000 |
| Total capital | 7,796,000 | 7,951,000 | 8,079,000 | 8,139,000 |
| Risk-weighted assets | 18,354,000 | 19,204,000 | 19,751,000 | 19,108,000 |