Call reports 2024
EXCHANGE STATE BANK — 2024
What EXCHANGE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 37,473,000 | 35,106,000 | 33,465,000 |
| Total loans | 14,535,000 | 15,221,000 | 15,550,000 |
| Allowance for loan losses | 166,000 | 166,000 | 166,000 |
| Securities available for sale | 12,119,000 | 11,343,000 | 10,077,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 27,779,000 | 28,410,000 | 27,140,000 |
| Interest-bearing deposits | 21,191,000 | 22,379,000 | 21,577,000 |
| Noninterest-bearing deposits | 6,588,000 | 6,031,000 | 5,563,000 |
| Equity capital | 5,503,000 | 5,590,000 | 5,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 374,000 | 722,000 | 1,055,000 |
| Interest expense | 138,000 | 280,000 | 411,000 |
| Net interest income | 236,000 | 442,000 | 644,000 |
| Noninterest income | 25,000 | 52,000 | 89,000 |
| Noninterest expense | 219,000 | 436,000 | 716,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 42,000 | 58,000 | 17,000 |
| Income tax | -7,000 | -6,000 | -8,000 |
| Net income | 49,000 | 64,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 5,032,000 | 5,046,000 | 4,957,000 |
| Total capital | 5,198,000 | 5,212,000 | 5,123,000 |
| Risk-weighted assets | 16,368,000 | 16,762,000 | 17,075,000 |