Call reports 2022
EXCHANGE STATE BANK — 2022
What EXCHANGE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 42,972,000 | 42,826,000 | 44,668,000 | 44,154,000 |
| Total loans | 16,917,000 | 16,411,000 | 16,716,000 | 16,644,000 |
| Allowance for loan losses | 275,000 | 275,000 | 275,000 | 275,000 |
| Securities available for sale | 12,917,000 | 13,627,000 | 12,786,000 | 13,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,661,000 | 37,606,000 | 39,620,000 | 39,090,000 |
| Interest-bearing deposits | 28,956,000 | 28,807,000 | 30,686,000 | 30,472,000 |
| Noninterest-bearing deposits | 8,705,000 | 8,800,000 | 8,934,000 | 8,618,000 |
| Equity capital | 5,270,000 | 5,175,000 | 5,002,000 | 5,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 618,000 | 964,000 | 1,341,000 |
| Interest expense | 26,000 | 54,000 | 86,000 | 134,000 |
| Net interest income | 273,000 | 564,000 | 878,000 | 1,207,000 |
| Noninterest income | 27,000 | 114,000 | 143,000 | 171,000 |
| Noninterest expense | 226,000 | 444,000 | 662,000 | 936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 234,000 | 359,000 | 442,000 |
| Income tax | 4,000 | 12,000 | 18,000 | 22,000 |
| Net income | 70,000 | 222,000 | 341,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,647,000 | 4,797,000 | 4,916,000 | 4,825,000 |
| Total capital | 4,888,000 | 5,033,000 | 5,167,000 | 5,075,000 |
| Risk-weighted assets | 19,258,000 | 18,860,000 | 20,101,000 | 19,982,000 |