Call reports 2021
EXCHANGE STATE BANK — 2021
What EXCHANGE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 42,930,000 | 43,028,000 | 40,128,000 | 42,113,000 |
| Total loans | 18,857,000 | 17,836,000 | 18,448,000 | 18,180,000 |
| Allowance for loan losses | 275,000 | 275,000 | 275,000 | 275,000 |
| Securities available for sale | 8,574,000 | 9,361,000 | 9,056,000 | 10,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,462,000 | 36,418,000 | 33,434,000 | 35,940,000 |
| Interest-bearing deposits | 28,704,000 | 29,116,000 | 25,793,000 | 27,844,000 |
| Noninterest-bearing deposits | 7,758,000 | 7,301,000 | 7,641,000 | 8,096,000 |
| Equity capital | 5,910,000 | 6,052,000 | 6,143,000 | 5,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 899,000 | 1,234,000 | 1,534,000 |
| Interest expense | 40,000 | 75,000 | 107,000 | 136,000 |
| Net interest income | 440,000 | 824,000 | 1,127,000 | 1,398,000 |
| Noninterest income | 32,000 | 61,000 | 91,000 | 121,000 |
| Noninterest expense | 230,000 | 464,000 | 691,000 | 984,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 421,000 | 527,000 | 535,000 |
| Income tax | 12,000 | 21,000 | 26,000 | 27,000 |
| Net income | 230,000 | 400,000 | 501,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,731,000 | 4,901,000 | 5,002,000 | 4,575,000 |
| Total capital | 4,991,000 | 5,151,000 | 5,263,000 | 4,826,000 |
| Risk-weighted assets | 20,832,000 | 20,043,000 | 20,868,000 | 20,085,000 |