Call reports 2019
EXCHANGE STATE BANK — 2019
What EXCHANGE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 36,282,000 | 37,058,000 | 34,898,000 | 37,205,000 |
| Total loans | 19,288,000 | 20,090,000 | 20,805,000 | 19,554,000 |
| Allowance for loan losses | 257,000 | 252,000 | 254,000 | 259,000 |
| Securities available for sale | 9,670,000 | 8,128,000 | 6,109,000 | 6,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,623,000 | 29,198,000 | 27,054,000 | 29,576,000 |
| Interest-bearing deposits | 23,581,000 | 24,107,000 | 22,024,000 | 24,243,000 |
| Noninterest-bearing deposits | 5,041,000 | 5,091,000 | 5,030,000 | 5,333,000 |
| Equity capital | 5,574,000 | 5,760,000 | 5,792,000 | 5,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 753,000 | 1,140,000 | 1,510,000 |
| Interest expense | 61,000 | 129,000 | 194,000 | 259,000 |
| Net interest income | 307,000 | 624,000 | 946,000 | 1,251,000 |
| Noninterest income | 66,000 | 97,000 | 127,000 | 155,000 |
| Noninterest expense | 217,000 | 433,000 | 651,000 | 913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 288,000 | 426,000 | 497,000 |
| Income tax | 9,000 | 12,000 | 21,000 | 25,000 |
| Net income | 147,000 | 276,000 | 405,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,496,000 | 4,631,000 | 4,660,000 | 4,421,000 |
| Total capital | 4,745,000 | 4,883,000 | 4,914,000 | 4,680,000 |
| Risk-weighted assets | 19,983,000 | 20,803,000 | 20,377,000 | 23,694,000 |