Call reports 2018
EXCHANGE STATE BANK — 2018
What EXCHANGE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,174,000 | 34,667,000 | 35,676,000 | 36,145,000 |
| Total loans | 17,775,000 | 17,936,000 | 18,509,000 | 19,016,000 |
| Allowance for loan losses | 252,000 | 252,000 | 254,000 | 257,000 |
| Securities available for sale | 11,983,000 | 11,348,000 | 10,299,000 | 9,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,676,000 | 27,821,000 | 28,076,000 | 28,685,000 |
| Interest-bearing deposits | 24,079,000 | 22,990,000 | 23,843,000 | 23,243,000 |
| Noninterest-bearing deposits | 5,597,000 | 4,831,000 | 4,233,000 | 5,442,000 |
| Equity capital | 5,437,000 | 5,778,000 | 5,540,000 | 5,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 645,000 | 983,000 | 1,334,000 |
| Interest expense | 44,000 | 85,000 | 137,000 | 199,000 |
| Net interest income | 275,000 | 560,000 | 846,000 | 1,135,000 |
| Noninterest income | 32,000 | 361,000 | 403,000 | 439,000 |
| Noninterest expense | 230,000 | 477,000 | 708,000 | 969,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 444,000 | 541,000 | 605,000 |
| Income tax | 4,000 | 21,000 | 26,000 | 29,000 |
| Net income | 73,000 | 423,000 | 515,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,409,000 | 4,763,000 | 4,543,000 | 4,353,000 |
| Total capital | 4,645,000 | 5,003,000 | 4,795,000 | 4,603,000 |
| Risk-weighted assets | 18,971,000 | 19,200,000 | 20,200,000 | 20,058,000 |