Call reports 2017
EXCHANGE STATE BANK — 2017
What EXCHANGE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,680,000 | 37,438,000 | 35,797,000 | 36,571,000 |
| Total loans | 18,873,000 | 20,166,000 | 20,803,000 | 20,385,000 |
| Allowance for loan losses | 232,000 | 232,000 | 232,000 | 252,000 |
| Securities available for sale | 11,223,000 | 11,144,000 | 10,096,000 | 9,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,586,000 | 29,314,000 | 27,103,000 | 29,115,000 |
| Interest-bearing deposits | 25,008,000 | 24,460,000 | 23,118,000 | 24,028,000 |
| Noninterest-bearing deposits | 5,578,000 | 4,854,000 | 3,985,000 | 5,087,000 |
| Equity capital | 5,527,000 | 5,561,000 | 5,630,000 | 5,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 662,000 | 1,011,000 | 1,341,000 |
| Interest expense | 53,000 | 110,000 | 166,000 | 220,000 |
| Net interest income | 284,000 | 552,000 | 845,000 | 1,121,000 |
| Noninterest income | 114,000 | 153,000 | 247,000 | 281,000 |
| Noninterest expense | 236,000 | 462,000 | 689,000 | 952,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 163,000 | 247,000 | 406,000 | 432,000 |
| Income tax | 8,000 | 12,000 | 19,000 | 21,000 |
| Net income | 155,000 | 235,000 | 387,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,415,000 | 4,448,000 | 4,528,000 | 4,332,000 |
| Total capital | 4,647,000 | 4,680,000 | 4,760,000 | 4,584,000 |
| Risk-weighted assets | 20,741,000 | 21,696,000 | 22,490,000 | 21,940,000 |