Call reports 2012
EXCHANGE STATE BANK — 2012
What EXCHANGE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,349,000 | 42,186,000 | 40,456,000 | 39,494,000 |
| Total loans | 22,759,000 | 26,421,000 | 25,830,000 | 26,750,000 |
| Allowance for loan losses | 0 | 15,000 | 48,000 | 63,000 |
| Securities available for sale | 13,592,000 | 11,350,000 | 10,119,000 | 9,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,951,000 | 32,666,000 | 31,037,000 | 29,550,000 |
| Interest-bearing deposits | 28,422,000 | 27,996,000 | 26,970,000 | 25,486,000 |
| Noninterest-bearing deposits | 4,529,000 | 4,670,000 | 4,067,000 | 4,064,000 |
| Equity capital | 5,321,000 | 5,477,000 | 5,611,000 | 5,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 569,000 | 940,000 | 1,263,000 |
| Interest expense | 53,000 | 120,000 | 177,000 | 219,000 |
| Net interest income | 170,000 | 449,000 | 763,000 | 1,044,000 |
| Noninterest income | 34,000 | 117,000 | 208,000 | 279,000 |
| Noninterest expense | 177,000 | 425,000 | 671,000 | 958,000 |
| Provision for loan losses | 16,000 | 31,000 | 46,000 | 61,000 |
| Pretax income | 39,000 | 145,000 | 291,000 | 341,000 |
| Income tax | 3,000 | 8,000 | 16,000 | 17,000 |
| Net income | 36,000 | 137,000 | 275,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,138,000 | 4,193,000 | 4,265,000 | 4,173,000 |
| Total capital | 4,138,000 | 4,208,000 | 4,313,000 | 4,236,000 |
| Risk-weighted assets | 25,108,000 | 28,070,000 | 29,837,000 | 27,763,000 |