Call reports 2011
EXCHANGE STATE BANK — 2011
What EXCHANGE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,790,000 | 49,966,000 | 40,525,000 | 41,353,000 |
| Total loans | 31,241,000 | 29,354,000 | 21,317,000 | 21,193,000 |
| Allowance for loan losses | 507,000 | 308,000 | 283,000 | 282,000 |
| Securities available for sale | 11,414,000 | 10,964,000 | 10,498,000 | 11,469,000 |
| Securities held to maturity | 1,138,000 | 1,111,000 | 1,081,000 | 1,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,395,000 | 38,867,000 | 30,280,000 | 31,653,000 |
| Interest-bearing deposits | 34,823,000 | 34,593,000 | 26,853,000 | 26,834,000 |
| Noninterest-bearing deposits | 4,572,000 | 4,274,000 | 3,427,000 | 4,819,000 |
| Equity capital | 4,913,000 | 5,109,000 | 5,257,000 | 5,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,148,000 | 1,649,000 | 2,083,000 |
| Interest expense | 225,000 | 434,000 | 615,000 | 771,000 |
| Net interest income | 347,000 | 714,000 | 1,034,000 | 1,312,000 |
| Noninterest income | 58,000 | 142,000 | 468,000 | 507,000 |
| Noninterest expense | 385,000 | 783,000 | 1,173,000 | 1,456,000 |
| Provision for loan losses | 5,000 | 25,000 | 25,000 | 53,000 |
| Pretax income | 12,000 | 47,000 | 303,000 | 309,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 12,000 | 47,000 | 302,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,788,000 | 3,838,000 | 4,031,000 | 3,955,000 |
| Total capital | 4,192,000 | 4,146,000 | 4,314,000 | 4,237,000 |
| Risk-weighted assets | 33,832,000 | 30,967,000 | 24,725,000 | 24,722,000 |