Call reports 2010
EXCHANGE STATE BANK — 2010
What EXCHANGE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 57,666,000 | 56,288,000 | 50,081,000 | 51,817,000 |
| Total loans | 36,732,000 | 36,938,000 | 36,481,000 | 34,372,000 |
| Allowance for loan losses | 517,000 | 571,000 | 554,000 | 579,000 |
| Securities available for sale | 9,810,000 | 4,888,000 | 4,687,000 | 6,545,000 |
| Securities held to maturity | 1,409,000 | 1,335,000 | 1,229,000 | 1,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,243,000 | 40,227,000 | 37,723,000 | 39,503,000 |
| Interest-bearing deposits | 35,781,000 | 36,063,000 | 33,642,000 | 34,959,000 |
| Noninterest-bearing deposits | 4,462,000 | 4,164,000 | 4,081,000 | 4,544,000 |
| Equity capital | 6,797,000 | 6,450,000 | 4,989,000 | 4,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,389,000 | 2,109,000 | 2,761,000 |
| Interest expense | 313,000 | 620,000 | 893,000 | 1,134,000 |
| Net interest income | 408,000 | 769,000 | 1,216,000 | 1,627,000 |
| Noninterest income | 113,000 | 204,000 | 216,000 | 295,000 |
| Noninterest expense | 412,000 | 985,000 | 2,816,000 | 3,383,000 |
| Provision for loan losses | 42,000 | 167,000 | 246,000 | 246,000 |
| Pretax income | 50,000 | -194,000 | -1,691,000 | -1,768,000 |
| Income tax | 2,000 | 0 | 0 | 0 |
| Net income | 48,000 | -194,000 | -1,691,000 | -1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,145,000 | 3,921,000 | 3,824,000 | 3,760,000 |
| Total capital | 4,623,000 | 4,383,000 | 4,275,000 | 4,199,000 |
| Risk-weighted assets | 38,220,000 | 36,874,000 | 35,945,000 | 35,338,000 |