Call reports 2001
EXCHANGE STATE BANK — 2001
What EXCHANGE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,665,000 | 26,429,000 | 29,131,000 | 30,813,000 |
| Total loans | 19,864,000 | 21,040,000 | 21,839,000 | 21,441,000 |
| Allowance for loan losses | 338,000 | 347,000 | 390,000 | 410,000 |
| Securities available for sale | 4,218,000 | 3,562,000 | 3,257,000 | 5,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,952,000 | 21,057,000 | 24,093,000 | 25,627,000 |
| Interest-bearing deposits | 18,589,000 | 18,966,000 | 21,733,000 | 22,367,000 |
| Noninterest-bearing deposits | 2,363,000 | 2,091,000 | 2,360,000 | 3,260,000 |
| Equity capital | 2,242,000 | 2,275,000 | 2,318,000 | 2,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 1,024,000 | 1,562,000 | 2,105,000 |
| Interest expense | 238,000 | 501,000 | 756,000 | 1,022,000 |
| Net interest income | 255,000 | 523,000 | 806,000 | 1,083,000 |
| Noninterest income | 36,000 | 66,000 | 103,000 | 175,000 |
| Noninterest expense | 166,000 | 357,000 | 551,000 | 852,000 |
| Provision for loan losses | 12,000 | 24,000 | 66,000 | 84,000 |
| Pretax income | 113,000 | 208,000 | 292,000 | 322,000 |
| Income tax | 28,000 | 51,000 | 68,000 | 65,000 |
| Net income | 85,000 | 157,000 | 224,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,213,000 | 2,245,000 | 2,244,000 | 2,238,000 |
| Total capital | 2,457,000 | 2,497,000 | 2,556,000 | 2,522,000 |
| Risk-weighted assets | 19,426,000 | 20,066,000 | 24,883,000 | 22,604,000 |