Call reports 2025
BAR HARBOR BANK AND TRUST COMPANY — 2025
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,058,800,000 | 4,106,441,000 | 4,710,816,000 | 4,678,327,000 |
| Total loans | 3,125,754,000 | 3,155,492,000 | 3,589,260,000 | 3,611,141,000 |
| Allowance for loan losses | 28,614,000 | 28,885,000 | 33,940,000 | 34,052,000 |
| Securities available for sale | 512,757,000 | 528,690,000 | 597,810,000 | 597,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,305,747,000 | 3,299,177,000 | 3,960,015,000 | 3,834,108,000 |
| Interest-bearing deposits | 2,749,410,000 | 2,739,914,000 | 3,255,416,000 | 3,150,497,000 |
| Noninterest-bearing deposits | 556,337,000 | 559,263,000 | 704,599,000 | 683,611,000 |
| Equity capital | 500,720,000 | 503,270,000 | 561,644,000 | 573,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 47,447,000 | 95,997,000 | 151,825,000 | 209,085,000 |
| Interest expense | 17,689,000 | 35,669,000 | 53,277,000 | 70,472,000 |
| Net interest income | 29,758,000 | 60,328,000 | 98,548,000 | 138,613,000 |
| Noninterest income | 8,888,000 | 18,580,000 | 29,371,000 | 39,721,000 |
| Noninterest expense | 23,486,000 | 48,515,000 | 79,880,000 | 111,072,000 |
| Provision for loan losses | -56,000 | 471,000 | 4,222,000 | 4,637,000 |
| Pretax income | 14,505,000 | 24,267,000 | 38,058,000 | 55,713,000 |
| Income tax | 2,762,000 | 4,690,000 | 7,530,000 | 11,192,000 |
| Net income | 11,743,000 | 19,577,000 | 30,528,000 | 44,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 426,199,000 | 428,968,000 | 442,699,000 | 450,294,000 |
| Total capital | 457,937,000 | 460,827,000 | 478,136,000 | 486,568,000 |
| Risk-weighted assets | 3,363,564,000 | 3,357,921,000 | 3,724,212,000 | 3,720,931,000 |