Call reports 2023
BAR HARBOR BANK AND TRUST COMPANY — 2023
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,925,512,000 | 4,024,714,000 | 3,980,815,000 | 3,967,808,000 |
| Total loans | 2,944,468,000 | 3,011,149,000 | 2,994,808,000 | 3,001,238,000 |
| Allowance for loan losses | 26,607,000 | 27,362,000 | 28,011,000 | 28,142,000 |
| Securities available for sale | 557,033,000 | 538,171,000 | 509,446,000 | 534,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,061,414,000 | 3,097,302,000 | 3,148,381,000 | 3,149,026,000 |
| Interest-bearing deposits | 2,417,104,000 | 2,487,577,000 | 2,522,073,000 | 2,571,444,000 |
| Noninterest-bearing deposits | 644,310,000 | 609,725,000 | 626,308,000 | 577,582,000 |
| Equity capital | 461,427,000 | 463,527,000 | 456,209,000 | 483,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 40,266,000 | 83,072,000 | 128,115,000 | 173,833,000 |
| Interest expense | 8,477,000 | 21,615,000 | 36,547,000 | 52,553,000 |
| Net interest income | 31,789,000 | 61,457,000 | 91,568,000 | 121,280,000 |
| Noninterest income | 9,005,000 | 17,894,000 | 26,534,000 | 34,996,000 |
| Noninterest expense | 21,918,000 | 44,064,000 | 65,727,000 | 87,985,000 |
| Provision for loan losses | 798,000 | 1,548,000 | 2,221,000 | 2,908,000 |
| Pretax income | 18,287,000 | 33,903,000 | 50,273,000 | 65,502,000 |
| Income tax | 3,979,000 | 7,290,000 | 10,988,000 | 14,251,000 |
| Net income | 14,308,000 | 26,613,000 | 39,285,000 | 51,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 389,441,000 | 396,188,000 | 402,937,000 | 409,312,000 |
| Total capital | 419,780,000 | 427,327,000 | 434,770,000 | 441,278,000 |
| Risk-weighted assets | 3,127,484,000 | 3,214,380,000 | 3,196,457,000 | 3,158,031,000 |