Call reports 2022
BAR HARBOR BANK AND TRUST COMPANY — 2022
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,688,993,000 | 3,712,836,000 | 3,837,295,000 | 3,906,943,000 |
| Total loans | 2,657,406,000 | 2,730,813,000 | 2,851,346,000 | 2,902,690,000 |
| Allowance for loan losses | 23,190,000 | 23,756,000 | 25,018,000 | 25,860,000 |
| Securities available for sale | 603,903,000 | 586,135,000 | 556,747,000 | 559,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,055,632,000 | 3,085,621,000 | 3,143,267,000 | 3,050,819,000 |
| Interest-bearing deposits | 2,394,292,000 | 2,408,278,000 | 2,435,463,000 | 2,367,081,000 |
| Noninterest-bearing deposits | 661,340,000 | 677,343,000 | 707,804,000 | 683,738,000 |
| Equity capital | 461,681,000 | 448,597,000 | 434,474,000 | 447,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 26,492,000 | 55,237,000 | 88,266,000 | 126,376,000 |
| Interest expense | 1,459,000 | 2,958,000 | 5,287,000 | 9,592,000 |
| Net interest income | 25,033,000 | 52,279,000 | 82,979,000 | 116,784,000 |
| Noninterest income | 9,071,000 | 17,874,000 | 26,433,000 | 34,413,000 |
| Noninterest expense | 20,482,000 | 41,760,000 | 63,352,000 | 84,557,000 |
| Provision for loan losses | 377,000 | 911,000 | 2,217,000 | 2,905,000 |
| Pretax income | 12,928,000 | 27,120,000 | 43,552,000 | 62,031,000 |
| Income tax | 2,609,000 | 5,577,000 | 9,025,000 | 12,997,000 |
| Net income | 10,319,000 | 21,543,000 | 34,527,000 | 49,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 356,658,000 | 363,423,000 | 371,151,000 | 380,286,000 |
| Total capital | 381,949,000 | 389,279,000 | 398,292,000 | 410,053,000 |
| Risk-weighted assets | 2,792,237,000 | 2,868,821,000 | 3,013,476,000 | 3,085,154,000 |