Call reports 2021
BAR HARBOR BANK AND TRUST COMPANY — 2021
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,728,614,000 | 3,637,210,000 | 3,735,590,000 | 3,706,587,000 |
| Total loans | 2,561,212,000 | 2,523,502,000 | 2,541,659,000 | 2,537,433,000 |
| Allowance for loan losses | 23,653,000 | 22,815,000 | 22,448,000 | 22,718,000 |
| Securities available for sale | 626,397,000 | 621,842,000 | 545,319,000 | 618,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,920,910,000 | 2,829,511,000 | 3,014,991,000 | 3,051,149,000 |
| Interest-bearing deposits | 2,325,856,000 | 2,222,875,000 | 2,342,870,000 | 2,384,124,000 |
| Noninterest-bearing deposits | 595,054,000 | 606,636,000 | 672,121,000 | 667,025,000 |
| Equity capital | 460,601,000 | 470,100,000 | 474,241,000 | 479,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 28,179,000 | 55,357,000 | 84,267,000 | 110,784,000 |
| Interest expense | 4,033,000 | 7,738,000 | 10,361,000 | 12,323,000 |
| Net interest income | 24,146,000 | 47,619,000 | 73,906,000 | 98,461,000 |
| Noninterest income | 10,198,000 | 19,513,000 | 28,959,000 | 38,525,000 |
| Noninterest expense | 21,477,000 | 41,909,000 | 64,046,000 | 85,004,000 |
| Provision for loan losses | -489,000 | -1,254,000 | -1,427,000 | -1,301,000 |
| Pretax income | 13,512,000 | 26,581,000 | 42,000,000 | 55,976,000 |
| Income tax | 2,626,000 | 5,322,000 | 8,428,000 | 11,070,000 |
| Net income | 10,886,000 | 21,259,000 | 33,572,000 | 44,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 330,105,000 | 337,017,000 | 344,385,000 | 351,000,000 |
| Total capital | 355,022,000 | 361,131,000 | 368,520,000 | 375,435,000 |
| Risk-weighted assets | 2,606,284,000 | 2,620,246,000 | 2,644,956,000 | 2,657,319,000 |