Call reports 2020
BAR HARBOR BANK AND TRUST COMPANY — 2020
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,674,818,000 | 3,777,758,000 | 3,857,056,000 | 3,724,842,000 |
| Total loans | 2,634,983,000 | 2,729,417,000 | 2,708,690,000 | 2,586,873,000 |
| Allowance for loan losses | 15,297,000 | 16,509,000 | 17,907,000 | 19,082,000 |
| Securities available for sale | 626,333,000 | 641,567,000 | 604,522,000 | 585,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,677,535,000 | 2,709,643,000 | 2,942,634,000 | 2,917,013,000 |
| Interest-bearing deposits | 2,250,147,000 | 2,190,536,000 | 2,419,851,000 | 2,361,579,000 |
| Noninterest-bearing deposits | 427,388,000 | 519,107,000 | 522,783,000 | 555,434,000 |
| Equity capital | 438,242,000 | 450,324,000 | 457,601,000 | 464,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 33,487,000 | 64,917,000 | 95,387,000 | 126,081,000 |
| Interest expense | 8,172,000 | 14,304,000 | 19,411,000 | 24,050,000 |
| Net interest income | 25,315,000 | 50,613,000 | 75,976,000 | 102,031,000 |
| Noninterest income | 8,105,000 | 16,401,000 | 26,101,000 | 36,920,000 |
| Noninterest expense | 21,636,000 | 42,882,000 | 64,207,000 | 90,645,000 |
| Provision for loan losses | 1,111,000 | 2,465,000 | 4,265,000 | 5,625,000 |
| Pretax income | 10,808,000 | 23,153,000 | 35,091,000 | 48,126,000 |
| Income tax | 2,101,000 | 4,695,000 | 7,172,000 | 9,946,000 |
| Net income | 8,707,000 | 18,458,000 | 27,919,000 | 38,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,779,000 | 313,773,000 | 320,408,000 | 325,956,000 |
| Total capital | 319,390,000 | 330,601,000 | 338,636,000 | 345,397,000 |
| Risk-weighted assets | 2,539,769,000 | 2,573,051,000 | 2,599,301,000 | 2,603,643,000 |