Call reports 2019
BAR HARBOR BANK AND TRUST COMPANY — 2019
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,625,469,000 | 3,684,621,000 | 3,609,994,000 | 3,665,517,000 |
| Total loans | 2,526,959,000 | 2,578,238,000 | 2,577,306,000 | 2,641,092,000 |
| Allowance for loan losses | 13,997,000 | 14,572,000 | 15,353,000 | 15,353,000 |
| Securities available for sale | 747,228,000 | 748,553,000 | 675,668,000 | 663,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,476,602,000 | 2,493,268,000 | 2,506,467,000 | 2,725,001,000 |
| Interest-bearing deposits | 2,123,741,000 | 2,127,251,000 | 2,112,878,000 | 2,281,217,000 |
| Noninterest-bearing deposits | 352,861,000 | 366,017,000 | 393,589,000 | 443,784,000 |
| Equity capital | 407,345,000 | 415,487,000 | 418,100,000 | 427,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 33,218,000 | 66,994,000 | 101,245,000 | 135,354,000 |
| Interest expense | 10,903,000 | 22,640,000 | 33,914,000 | 43,384,000 |
| Net interest income | 22,315,000 | 44,354,000 | 67,331,000 | 91,970,000 |
| Noninterest income | 6,089,000 | 13,466,000 | 20,737,000 | 28,391,000 |
| Noninterest expense | 17,923,000 | 37,816,000 | 60,432,000 | 85,959,000 |
| Provision for loan losses | 324,000 | 886,000 | 1,779,000 | 2,318,000 |
| Pretax income | 10,157,000 | 19,118,000 | 26,014,000 | 32,321,000 |
| Income tax | 1,958,000 | 3,644,000 | 4,664,000 | 5,404,000 |
| Net income | 8,199,000 | 15,474,000 | 21,350,000 | 26,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 305,384,000 | 307,214,000 | 307,852,000 | 295,657,000 |
| Total capital | 324,685,000 | 327,095,000 | 328,514,000 | 311,324,000 |
| Risk-weighted assets | 2,371,582,000 | 2,438,252,000 | 2,443,363,000 | 2,504,742,000 |