Call reports 2018
BAR HARBOR BANK AND TRUST COMPANY — 2018
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,509,311,000 | 3,536,787,000 | 3,556,616,000 | 3,604,567,000 |
| Total loans | 2,464,419,000 | 2,485,066,000 | 2,483,590,000 | 2,490,227,000 |
| Allowance for loan losses | 12,679,000 | 13,090,000 | 13,487,000 | 13,866,000 |
| Securities available for sale | 718,560,000 | 710,141,000 | 712,651,000 | 725,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,346,643,000 | 2,381,617,000 | 2,398,674,000 | 2,493,370,000 |
| Interest-bearing deposits | 2,222,494,000 | 2,261,592,000 | 2,017,991,000 | 2,112,349,000 |
| Noninterest-bearing deposits | 124,149,000 | 120,025,000 | 380,683,000 | 381,021,000 |
| Equity capital | 386,416,000 | 387,654,000 | 387,498,000 | 398,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 30,769,000 | 62,476,000 | 94,651,000 | 127,416,000 |
| Interest expense | 7,116,000 | 15,311,000 | 24,483,000 | 34,447,000 |
| Net interest income | 23,653,000 | 47,165,000 | 70,168,000 | 92,969,000 |
| Noninterest income | 6,148,000 | 13,065,000 | 20,127,000 | 28,441,000 |
| Noninterest expense | 17,930,000 | 35,465,000 | 52,713,000 | 71,970,000 |
| Provision for loan losses | 795,000 | 1,565,000 | 2,208,000 | 2,781,000 |
| Pretax income | 11,076,000 | 23,200,000 | 35,374,000 | 45,735,000 |
| Income tax | 2,226,000 | 4,667,000 | 6,988,000 | 8,697,000 |
| Net income | 8,850,000 | 18,533,000 | 28,386,000 | 37,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 291,056,000 | 294,646,000 | 299,062,000 | 302,220,000 |
| Total capital | 309,014,000 | 313,040,000 | 317,853,000 | 321,390,000 |
| Risk-weighted assets | 2,248,093,000 | 2,291,532,000 | 2,298,695,000 | 2,326,141,000 |